When you get into a car accident, you can experience high stress levels and be unsure of what actions to take. If you sustain an injury from the wreck, there are more factors that you will need to consider from a legal and financial perspective.
Understanding the insurance process before an accident can save you hassle in the event of an emergency. The Law Office of Richard Klein, a personal injury law firm located in Baltimore, MD, provides information about when and how to deal with your insurance provider after a car accident.
Obtain Details About the Incident at the Scene
If you are involved in a car accident, you should first ensure you are safe at the scene. You should check yourself as well as any passengers or other individuals present for injuries.
You should exchange contact and insurance information with other persons involved in the incident. It is also crucial that you take photographs of your vehicle and any other damage. Your insurance provider will require evidence of this kind from the scene before settling a car accident claim.
Consult a Personal Injury Attorney
If you have suffered from an injury following a car wreck, you may intend to seek damages. Before you contact your insurance company and give them a statement, you should reach out to a personal injury lawyer.
They can help you sort out the details of the accident and separate emotion from your recollection. You can get a better understanding of the compensation you are entitled to when you consult with a legal expert.
Prepare for Your Conversation with Your Insurance Agent
Even if you do not intend to seek damages, you should contact your insurance provider if you get into a car accident. You should report the accident to ensure the insurance company is up to date in the event that the other driver files a claim.
If you do not report these details to your insurance provider, there is a risk that they may deny your coverage in relation to the incident. When speaking to an insurance representative, you should keep your statements about the accident general and consider legal advice provided by your attorney.
Talk to Legal Expert in Baltimore, MD
The Law Office of Richard Klein provides legal assistance for clients in personal injury cases in Baltimore, MD. Contact our law firm for help in getting the settlement you are entitled to after a car accident. You can speak to one of our lawyers during a consultation at no cost to you. Schedule an appointment online or reach our team by phone at 410.291.8012.