If you get into a car accident, you might have suffered an injury resulting from the collision. You could be entitled to compensation for these damages from your insurance company. Before you reach out to a representative, you should contact an attorney.
A personal injury attorney can help you learn what type of settlement you deserve and ensure you get it. Contacting an insurance company without the advice of a lawyer may impact your claim. Read on to learn about potential issues that can arise if you file a personal injury claim with your insurance company without the assistance of an attorney.
What Can Occur When Filing an Insurance Claim Without an Attorney?
Attempting to Disprove Personal Injuries
When you file a claim with your insurance company regarding compensation for costs related to a personal injury, the company may dispute your claim. They may request proof of your injuries as well as old medical records. This could serve as an attempt to dismiss the injury as a prior health issue not related to the car accident.
An attorney will communicate with the insurance company on your behalf. They will help you understand the documentation that you should provide. They will also ensure that you do not have to submit evidence that you do not need to share, like your old medical records.
Low-Balling Your Settlement
If you attempt to file an insurance claim on your own, the insurance company may propose a settlement that offers less money than you deserve for your injury. You might not even be aware that you are eligible to receive more compensation.
A personal injury lawyer will evaluate your case and let you know the settlement that you deserve. They will also fight with you to get the maximum compensation. Insurance companies often look out for their own best interest, so it is useful to have a lawyer on your side so that you do not lose out on your entitlement.
Complicating the Insurance Process
In the aftermath of a car accident, you may feel overwhelmed by adrenaline and any sustained injuries. You might miss details of your case that could aid in your insurance claim. A lawyer will help you sort through the events of the accident. Then they can inform you what to share with your insurance company to get the settlement you deserve.
You can also find relief in having more time to heal when you can trust a lawyer to represent you as you file an insurance claim. You will not have to stress about missing paperwork or other details. A mistake like that could lead an insurance company to renege a payment related to your claim.
A personal injury lawyer can handle these details on your behalf. This way, an administrative error will not make you lose out on compensation. The consultation call with your lawyer will not cost you anything. So you should take advantage and seek advice from an attorney promptly before contacting your insurance company after a vehicle wreck.